Deposit Rates
GREAT CD RATES
Hot August Special
9 - month Certificate of Deposit
3.65% APY* (for CD's $10,000+)
Rates quoted are Annual Percentage Yield(APY). Interest is compounded daily.
*Minimum CD deposit required to obtain this rate is $10,000.
This offer is for a limited time only - Offer expires August 29, 2008.
This Rate Chart contains information about interest rates
and annual percentage yields for some of the accounts we offer. These rates are
current as of: August 18, 2008
| Certificate of Deposits & Individual Retirement Accounts |
Minimum Opening Deposit |
Minimum Balance
to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield |
Fixed Term CD 14 to 29 Days*
|
| Average Daily Balances of: |
$10,000.00 |
$10,000.002 |
|
|
| $10,000.00 - $49,999.99 |
|
|
0.85% |
0.85% |
| $50,000.00 and up |
|
|
1.00% |
1.01% |
Fixed Term CD 30 to 59 Days*
|
| Average Daily Balances of: |
$1,000.00 |
$1,000.002 |
|
|
| $1,000.00 - $9,999.99 |
|
|
1.00% |
1.00% |
| $10,000.00 - 49,999.99 |
|
|
1.49% |
1.50% |
| $50,000.00 - 99,999.99 |
|
|
1.73% |
1.75% |
| $100,000.00 and up |
|
|
1.83% |
1.85% |
Fixed Term CD 60 to 89 Days*
|
| Average Daily Balances of: |
$1,000.00 |
$1,000.002 |
|
|
| $1,000.00 - $9,999.99 |
|
|
1.24% |
1.25% |
| $10,000.00 - 49,999.99 |
|
|
1.49% |
1.50% |
| $50,000.00 - 99,999.99 |
|
|
1.73% |
1.75% |
| $100,000.00 and up |
|
|
1.98% |
2.00% |
Fixed Term CD 90 to 179 Days*
|
| Average Daily Balances of: |
$1,000.00 |
$1,000.002 |
|
|
| $1,000.00 - $9,999.99 |
|
|
1.49% |
1.50% |
| $10,000.00 - 49,999.99 |
|
|
1.73% |
1.75% |
| $50,000.00 - 99,999.99 |
|
|
2.23% |
2.25% |
| $100,000.00 and up |
|
|
2.81% |
2.85% |
Fixed Term CD 180 to 364 Days*
|
| Average Daily Balances of: |
$1,000.00 |
$1,000.002 |
|
|
| $1,000.00 - $9,999.99 |
|
|
1.98% |
2.00% |
| $10,000.00 - 49,999.99 |
|
|
2.47% |
2.50% |
| $50,000.00 - 99,999.99 |
|
|
2.71% |
2.75% |
| $100,000.00 and up |
|
|
2.81% |
2.85% |
Fixed Term CD 12 Months*
|
| Average Daily Balances of: |
$1,000.00 |
$1,000.002 |
|
|
| $1,000.00 - $9,999.99 |
|
|
2.23% |
2.26% |
| $10,000.00 - 49,999.99 |
|
|
2.62% |
2.65% |
| $50,000.00 - 99,999.99 |
|
|
2.71% |
2.75% |
| $100,000.00 and up |
|
|
2.81% |
2.85% |
Fixed Term CD 18 Months*
|
| Average Daily Balances of: |
$1,000.00 |
$1,000.002 |
|
|
| $1,000.00 - $9,999.99 |
|
|
2.23% |
2.25% |
| $10,000.00 - 49,999.99 |
|
|
2.62% |
2.65% |
| $50,000.00 - 99,999.99 |
|
|
2.71% |
2.75% |
| $100,000.00 and up |
|
|
2.81% |
2.85% |
Fixed Term CD 24 Months*
|
| Average Daily Balances of: |
$1,000.00 |
$1,000.002 |
|
|
| $1,000.00 - $9,999.99 |
|
|
2.23% |
2.25% |
| $10,000.00 - 49,999.99 |
|
|
2.62% |
2.65% |
| $50,000.00 - 99,999.99 |
|
|
2.71% |
2.75% |
| $100,000.00 and up |
|
|
2.81% |
2.85% |
Fixed Term CD 36 Months*
|
| Average Daily Balances of: |
$1,000.00 |
$1,000.002 |
|
|
| $1,000.00 - $9,999.99 |
|
|
2.23% |
2.25% |
| $10,000.00 - 49,999.99 |
|
|
2.62% |
2.65% |
| $50,000.00 - 99,999.99 |
|
|
2.71% |
2.75% |
| $100,000.00 and up |
|
|
2.81% |
2.85% |
|
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| Checking Accounts |
Minimum
Opening
Deposit |
Minimum Balance
to Obtain Annual
Percentage Yield |
Interest
Rate |
Annual
Percentage
Yield |
|---|
Money Market Savings1
|
| Average Daily Balances of: |
$500.00 |
$2,500.002 |
|
|
| $2,500.00 - $9,999.99 |
|
|
0.50% |
0.50% |
| $10,000.00 - 24,999.99 |
|
|
0.75% |
0.75% |
| $25,000.00 - 49.999.99 |
|
|
1.00% |
1.01% |
| $50,000.00 and up |
|
|
1.24% |
1.25% |
Investment Manager1
|
| Average Daily Balances of: |
$10,000.00 |
$2,500.002 |
|
|
| $2,500.00 - $9,999.99 |
|
|
1.00% |
1.01% |
| $10,000.00 - 49,999.99 |
|
|
1.24% |
1.25% |
| $50,000.00 - 99,999.99 |
|
|
1.49% |
1.50% |
| $100,000.00 - 249,999.99 |
|
|
1.73% |
1.75% |
| $250,000.00 and up |
|
|
1.98% |
2.00% |
Interest Checking1
|
| Super, Capital Business & Senior Checking1 |
$100.00 $1,000.00 |
|
|
|
| Average Daily Balances of: |
|
$1,000.002 |
|
|
| $1,000.00 and up |
|
|
0.25% |
0.25% |
|
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| Savings Accounts |
Minimum
Opening
Deposit |
Minimum Balance
to Obtain Annual
Percentage Yield |
Interest
Rate |
Annual
Percentage
Yield |
|---|
Statement Savings1
|
| Average Daily Balances of: |
$100.00 |
$300.002 |
|
|
| $300.00 - $4,999.99 |
|
|
0.50% |
0.50% |
| $5000.00 - $9,999.99 |
|
|
0.75% |
0.75% |
| $10,000.00 - $24,999.99 |
|
|
0.85% |
0.85% |
| $25,000.00 and up |
|
|
1.00% |
1.01% |
IRA Savings1
|
| Average Daily Balances of: |
$100.00 |
$300.002 |
|
|
| $300.00 - $4,999.99 |
|
|
0.50% |
0.50% |
| $5,000.00 - $9,999.99 |
|
|
0.75% |
0.75% |
| $10,000.00 - $24,999.99 |
|
|
0.85% |
0.85% |
| $25,000.00 and up |
|
|
1.00% |
1.01% |
Business Statement Savings1
|
| Average Daily Balances of: |
$1,000.00 |
$300.002 |
|
|
| $300.00 - $4,999.99 |
|
|
0.50% |
0.50% |
| $5,000.00 - $9,999.99 |
|
|
0.75% |
0.75% |
| $10,000.00 - $24,999.99 |
|
|
0.85% |
0.85% |
| $25,000.00 and up |
|
|
1.00% |
1.01% |
Club/Organization/Assn Savings1
|
| Average Daily Balances of: |
$100.00 |
$300.002 |
|
|
| $300.00 - $4,999.99 |
|
|
0.50% |
0.50% |
| $5,000.00 - $9,999.99 |
|
|
0.75% |
0.75% |
| $10,000.00 - $24,999.99 |
|
|
0.85% |
0.85% |
| $25,000 and up |
|
|
1.00% |
1.01% |
| * A penalty will be imposed for early withdrawal. |
| 1 The interest rate and annual percentage yield may change after account opening. |
| 2 Average daily balance. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. |
| Fees could reduce the earnings on the account. |
| For current rate information and other services, please contact one of our representatives at one of our banking offices. |
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