Personal Banking
Putting the ‘person’ back into
personalized services
Ever watched an old movie that made you long for the days when shopkeepers and bank tellers knew all their
customers by name? If your bank is just down the block, why should you have to phone an automated call center
across the country to get information about your account?
Sure, the world is growing and changing faster than ever, necessitating increased efficiency. But at Valley Community Bank,
we don’t think that efficiency and personalized service should be mutually exclusive.
We take a sincere interest in each of our customers while ensuring expert service and uncompromising
security. Our local approach to personal banking assures that you won’t be stuck talking to a robot.
Our experienced, knowledgeable, full-service representatives enjoy helping people. Because people are at the core
of everything we do.
CUSTOMIZED FINANCING
- Construction Loans
- Loans for land acquisition and construction – build that dream home you’ve always wanted
- Home Equity Lines of Credit
- Tap the equity in your home for many needs
- Auto and Personal Loans
- Credit Cards
- Overdraft Protection
All with unlimited check writing.
PERSONAL SAVINGS ACCOUNTS
- Regular Statement Savings
- Earn interest on the money you save with a low opening deposit and avoid service charges through our low balance requirement.
- Money Market Savings
- Increase your interest rate on your account balance through limited check writing.
- Investment Manager
- Achieve premium market interest rates by limiting the number of withdrawals.
HEALTH SAVINGS ACCOUNTS (HSA)
This account allows you to save money for future medical expenses. There
are certain advantages to putting money into these accounts, including favorable
tax treatment.
CERTIFICATES OF DEPOSIT
Competitive rates and maturity terms are based on the amount and the length of term for the deposit.
Contact us or stop by for a rate quote today.
RATES AND FEES
For current interest rates and account fees, please contact a customer service representative at your
local banking office.
- Online Banking – access 24/7
- Online Bill-Pay – secure, fast and convenient
- Telephone Banking – automated system for even more options to get information
- ATM and Visa Debit Cards
- Prepaid Gift Cards
For more information on these and other services, please contact one of our representatives at one of
our banking offices.
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